We’re local, we’re committed to business growth in Southern California and we’re passionate about your success. When it comes to the lending side of your business model, we’re not just a bank...we’re a partner. Our success is your success. Our growth is your growth. That’s why we offer a wide array of commercial loans, established to meet your business needs and goals. With a local, fast and efficient approval process our highly experienced lending team delivers customized financing solutions that local businesses and business leaders count on every day.
Paycheck Protection Program
Latest Update: On December 27, 2020, President Trump signed the $900 billion COVID-19 relief bill, which includes about $284 billion in additional funding for the Paycheck Protection Program (PPP).
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The Small Business Administration (SBA) willforgive loans if all employee retention criteria are met, and the funds are used for eligible expenses.
- PPP loans have an interest rate of 1%.
- Loans issued prior to June 5 have a maturity of 2 years. Loans issued after June 5 have a maturity of 5 years.
- Loan payments will be deferred for borrowers who apply for loan forgiveness until SBA remits the borrower’s loan forgiveness amount to the lender. If a borrower does not apply for loan forgiveness, payments are deferred 10 months after the end of the covered period for the borrower’s loan forgiveness (either 8 weeks or 24 weeks).
- No collateral or personal guarantees are required.
- Neither the government nor lenders will charge small businesses any fees.
For the latest information on the PPP, please visit sba.gov/ppp.
If you would like to apply for a second PPP loan with Partners Bank of California, please click the Interested in Second PPP Loan button below.
If this is your first PPP loan, please click the Apply for First PPP Loan button below.
If you would like to apply for PPP loan forgiveness, please click the Apply for PPP Loan Forgiveness button below.
Real Estate Loans
Lines of Credit
A commercial line of credit can provide short-term cash if your business experiences seasonal or cyclical cash needs – or investment opportunities arise. With flexible terms and variable rates, a commercial line of credit may be the perfect solution for your business’s growing needs.
SBA & Government
Partners Bank helps small businesses to think big! We’re experts in Small Business Administration (SBA) and California State government-guaranteed loans. You can use your loan to start a new business or to help operate, acquire, or expand your existing business. As a Preferred Lender (PLP) with the SBA, our clients can take advantage of a local, efficient and quick approval process. That means small businesses can gain the resources they need for growth and expansion much quicker. Government guaranteed loans are often an ideal solution for small businesses where conventional business lending may not be a good fit.
Our loan officers can help match your business to the loan program that best suits your needs. Give us a call to get started today!
All loans subject to credit approval and customary commercial due diligence by Partners Bank of California. All prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit account. We do not use this website to collect or use any personal information from persons we know to be under the age of majority, and will remove personally identifying information about such minors from our system.