Commercial Lending

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We’re local, we’re committed to business growth in Southern California and we’re passionate about your success. When it comes to the lending side of your business model, we’re not just a bank...we’re a partner. Our success is your success. Our growth is your growth. That’s why we offer a wide array of commercial loans, established to meet your business needs and goals. With a local, fast and efficient approval process our highly experienced lending team delivers customized financing solutions that local businesses and business leaders count on every day.


Paycheck Protection Program

Latest Update: The Paycheck Protection Program (PPP) closed on August 8, 2020. As such, the SBA is no longer accepting PPP applications from participating lenders.

The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The SBA will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses.

How to Apply
If you wish to begin preparing your application, you can  download a copy of the PPP borrower application form (revised June 24, 2020) to see the information that will be requested from you when you apply.

Loan Details and Forgiveness
The loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 60% of the forgiven amount must have been used for payroll). If you wish to begin preparing your application, you can  download a copy of the standard PPP Loan Forgiveness Application Form (as of June 16, 2020) or  download a copy of the PPP Loan Forgiveness Application Form EZ. To determine which application is right for you, please refer to the  standard PPP Loan Forgiveness Application Form Instructions (as of June 16, 2020) and the  PPP Loan Forgiveness Application Form EZ Instructions. To learn more, you can  download a copy of the frequently asked questions about PPP loan forgiveness (as of August 11, 2020).

Additional Resources:

For the latest information on the PPP, please visit

To apply or start the PPP forgiveness application, please click the contact us button below.

Real Estate Loans

Stay ahead of the competition by getting into the location that’s a perfect fit for your business. Now is an excellent time to purchase, invest in or refinance commercial property.
  • Choose from fixed and variable interest rates
  • Owner-occupied real estate purchase and re-financing
  • Multi-family real estate
  • Investor owned
  • Condo & single-family residences owned by an LLC
  • Special use

Lines of Credit

A commercial line of credit can provide short-term cash if your business experiences seasonal or cyclical cash needs – or investment opportunities arise. With flexible terms and variable rates, a commercial line of credit may be the perfect solution for your business’s growing needs.


Business loans can provide funds to finance business assets, growth, and assist in working capital. Our loans always include professional guidance, competitive rates and terms; with local, professional and personalized service.
  • Partner buy-in loans
  • Business acquisition financing
  • Land purchase (LA & Orange Counties)

SBA & Government
Guaranteed Loans

Partners Bank helps small businesses to think big! We’re experts in Small Business Administration (SBA) and California State government-guaranteed loans. You can use your loan to start a new business or to help operate, acquire, or expand your existing business. As a Preferred Lender (PLP) with the SBA, our clients can take advantage of a local, efficient and quick approval process. That means small businesses can gain the resources they need for growth and expansion much quicker. Government guaranteed loans are often an ideal solution for small businesses where conventional business lending may not be a good fit.

  • General small business loans: 7(a)
  • Real estate & equipment loans: CDC/504 & 7(a)
  • CapLine loans for working capital
  • Small business acquisition loans

Our loan officers can help match your business to the loan program that best suits your needs. Give us a call to get started today!


All loans subject to credit approval and customary commercial due diligence by Partners Bank of California. All prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit account. We do not use this website to collect or use any personal information from persons we know to be under the age of majority, and will remove personally identifying information about such minors from our system.

Contact Us

You can email us non-confidential information by using the form below. We would like to hear from you. If you have any feedback, questions or comments about our website or Partners Bank in general; or, if you would like to be contacted by one of our associates, please let us know in the space provided below.

Please do not send confidential or sensitive information via this form. If you need to communicate any type of confidential or sensitive information such as content that includes tax identification numbers, account numbers, financial data, etc., please use our secure email service (click Secure Email button at top of page).

" The main difference is Partners Bank's ability to think outside the box and their ability to use common sense to see the big picture. "


Michael Terani, Partner, Oakwood Legal Group